Reliable Business-Purpose Lending Solutions
Churchill RTL offers capital solutions for short and long-term loans secured by residential real estate.
Who we work with
Lenders
Lenders that originate business-purpose loans regionally or nationwide. Typically, the entity is staffed to cultivate and nurture borrower and broker relationships through sourcing, originating, closing and asset management throughout the life of the loan. Shortly after funding, Churchill deploys capital by acquiring the loan from the originator.
Originators
Brokers or small-balance originators that facilitate loan capital on behalf of real estate investors. As the loan is being developed, Churchill will assist in the processing and underwriting of the loan, including ordering any 3rd party documents as needed. We deploy capital by funding the loan at closing in Churchill or the Originator’s name.
Real estate investors
Real estate investors who request business purpose loan financing to support rehab, construction, and/or rental investments. Churchill can make introductions to strategically aligned Lenders or work directly with the Real Estate Investor to provide financing solutions.
LOAN PROGRAMS
Short-Term Loans
Long-Term Loans
Single-Property Rental
Rental Portfolios
Partner services
Whole Loan Purchasing
Deploys capital through the aggregation of closed loans acquired from Lenders
Table Funding
Provides access to reliable capital to support Originators at loan closing and funding
Capital Connection
Connects borrowers to strategic and geographically placed Lenders nationwide
Asset Management
Delivers thoughtful and flexible service to all parties through the life of their loan
Draw Management
Executes timely review and processing of borrower draw reimbursements
Warehouse Facilities
Offers structured leverage to Lenders looking to expand balance sheet capital
RECENTLY
FINANCED
TRANSACTIONS
Loan Amount
$1.19MM
Date Closed
02.2024
Leverage
85% LTC
Project Type
About the transaction
Churchill directly originated a ground up construction loan to a local builder located near their Charlotte office. This provided the borrower with an opportunity to obtain project funds quickly instead of waiting for a bank.
Loan Amount
$378K
Date Closed
01.2024
Leverage
70% LTV
Project Type
About the transaction
Churchill obtained this loan from a Miami based lender which provided acquisition financing for a single-family property in their home city. Although the property was not rented at the time of the origination, Churchill based their cash flow analysis on the local market rent allowing time for stabilization.
Loan Amount
$2.55MM
Date Closed
01.2024
Leverage
82% LTC
Project Type
About the transaction
Churchill table funded this project for a regional lender which provided acquisition financing for a single-family property in Los Angeles, CA. The ample leverage allowed the borrower to deploy additional funds into the renovation instead of closing costs.
Loan Amount
$161K
Date Closed
12.2023
Leverage
75% LTV
Project Type
About the transaction
Churchill had the opportunity to acquire this DSCR loan from a regional lender looking to recapitalize their balance sheet. The loan provided a Georgia based investor access to their subject property’s equity. This allowed them to invest into additional opportunities while providing a long-term solution for the subject property.
Loan Amount
$1.3MM
Date Closed
01.2024
Leverage
62% LTV
Project Type
About the transaction
Churchill had the opportunity to table fund a DSCR loan for a West Coast based lender. Churchill provided a competitive rate and reliable capital source for both the borrower and originator when there was a lack of liquidity for long term multifamily loans in the market.