LOAN PROGRAMS

Short-term Loans

Fix & Flip

Renovation financing for residential asset classes

Rates starting at​
9.125% as of 2/1/24

Churchill’s Fix & Flip product provides a dependable source of capital to finance, renovate, and exit your property.

Term
up to 18 months

Loan Amount
up to $3MM ($5MM in high-value areas)

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Property Type
Attached or detached SFR, 2-4 units, townhomes, condos, multifamily and mixed-use (case-by-case)

Loan Purpose
Non-Owner Occupied Business Purpose Residential Loans

Interest Reserve
Eligible, but not required

FICO
680 minimum

LTC
up to 90% for experienced and institutional borrowers

LTAIV
up to 85%

LTARV
up to 75%

Experience
No previous experience required

Recourse
Full required